Insights on stretching your money & your outlook—surviving difficult economic times & helping others *from one who’s been there*
My husband and I have faced many lay-offs in the past twenty years; each time we hoped to learn something new so that we could help others in the future. Now is that time. As my we worked to “stay afloat” (the opposite of “going under”!) during lean times, I read every money-saving book and magazine on our library’s shelf--some things I’ve worked out for myself. Now that my husband has a steady job, we’ve continued many of these practices as a part of responsible living. In my posts, I’ll include ideas for different levels of need—stretching dollars when you still have some income and stretching even further (when you think you can’t) when the income is gone in hope of helping you hang on until you get some income. I’ll also address things we learned about attitudes—ours and those around us.
I invite you to comment with your money-saving ideas and accounts of what has worked for you, since community is one of our greatest resources. While I’m writing as an American in the framework of the American economy, I also invite those of you from other nations/peoples to share what you’ve learned about stretching resources since many things can be applied anywhere. (Do know that I will delete any comment that’s derogatory or has foul language.) Please share this blog with others who are stretching and help them keep from “breaking”.
Thursday, May 6, 2010
Stick Together
Then there is the expense of two residences—two of everything. If you have children there’s the expense of child support, which many of the people who are ordered to pay, consider to be far out of proportion to their income. Those who are designated to receive it—often don’t and end up having to pay the costs on their own. Alimony may be another expense of divorce in your state.
Difficult times are the times to stick together as husband and wife. Be patient with each other. Listen. Remember what drew you together in the first place. I’ve heard marriage teachers say that if you can persevere; your marriage will get better sooner than you think (they say that statistics bear it out). But it does take a conscious choice.
I’m in no way an expert on this subject but I do know that divorce costs money in addition to tremendous pain. I do, however, know how to stay married through difficult times as my husband and I are on our thirty-second year of marriage.
Tuesday, May 4, 2010
From the Farm
This is a great time to save money on fruit and vegetables at your local produce stand or farmers’ market. Not only are you supporting what are usually local “Mom & Pop” businesses but you’ll find a considerable savings over the grocery store prices—sometimes as much as a dollar a pound! You’ll also find a greater variety, which can include shell beans (I especially like the magenta mottled “October beans”) and heirloom tomatoes (though they tend to be a good bit more expensive, I hear they taste delicious). Community abounds in such settings, you never know who you’ll see from “way back when” and they can be very international. Sometimes you can even find home baked bread or flowers there. Take along your cloth or reusable plastic shopping bags and help them keep their prices down.
mixed media painting "Terrific Turnips" by Joan C. Thomson (c)
Save the Electric & Save the Dollars
•Run your dishwasher only when it’s full
•Refrigerators run more efficiently when full & when opened as little as possible
•Use lids on cooking pots so the heat doesn’t escape—the food will take less fuel to cook it and you won’t get as hot!
•Keep closets closed (unless you’re airing them out). Remember when you’re mother told you that your family couldn’t afford to “air condition the great outdoors”? the same applies to your inner closets.
•And speaking of the “great outdoors”, what your mother said is true (see above). When you open outer doors, be brief.